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Does Insurance Cover Dental Implants?
Cherrywood Dental • Apr 17, 2017
If you’re interested in improving your tooth replacement, you’ve probably been researching dental implants. And after getting answers to basic questions like what are dental implants, how do dental implants work, and what is implant surgery like, we know what’s next on your mind. Dental treatment can require some level of investment, and implants are a big process. So how can you estimate the total amount you’ll likely spend on implants? Starting with your insurance provider will help get you some answers.
We’re here to help you achieve affordable dental implants – and we have a special offer that will help take some weight off your wallet. Keep reading to learn what to expect from implant coverage, and what implants may costs you at our practice. If you’re ready to schedule a consultation, get in touch to speak with our staff.
Typical Dental Implant Insurance Coverage
Different insurance policies offer varying levels of coverage, no matter the treatment in question. Most dental insurance plans are designed to cover routine exams, dental emergencies and the basic level of dental care. There are also relatively low maximums for what can possibly be spent each year, typically between $1,000-$1,500. This is because the plans are intended to cover only preventive maintenance and then basic restorations.
Many insurance companies do not include dental implants as a covered benefit. Instead, they cover the low-cost alternatives (partials and dentures). Insurance providers also typically cover a portion of the required extractions and diagnostic steps that can be necessary before getting dental implants. If the plan does cover implants, that coverage is still restricted by the annual allowed maximum.
Some medical insurance plans now cover procedures that help patients prepare for implants, including bone grafts. There may also be cases where medical insurance covers tooth replacement because it is related to other medical conditions. If the tooth loss was related to the workplace or the individual’s job, this may be covered by medical insurance.
If you have Medicare and are considering dental implants, it’s important to know upfront that the plan does not include dental implants in its benefits.
Overall, it is safest to expect little to no dental implant coverage by insurance. Then, discuss your insurance with your implant provider and also speak directly with your dental and medical insurance providers. Make sure to get all available coverage information before you begin treatment. This way you can most accurately estimate your out of pocket costs.
How Much Do Dental Implants Cost?
The cost of a dental implant will be different depending on the area where you live and the level of expertise of the implant provider. An implant typically costs somewhere between $3,000-$4,500. This includes every component of treatment, from implant placement to the accompanying crown. Some dental insurances may cover the crown, so be sure to check with your provider.
In order to help make our patients’ dental implants affordable, we’re offering a special on treatment. Just mention the coupon above at your consultation to take advantage of this reduced pricing. We believe that every patient who has experienced tooth loss should be able to receive the kind of treatment that makes them feel like they have their old smile back again. In most cases, that means one or more implants.
While many insurance plans currently consider implants elective, this may change in the future. Implants have become the standard for effective tooth replacement, with a natural feel and function and high success rates. Get in touch today if you’re ready to learn more. Implants could be the restoration that return health, happiness and confidence to your smile.